Terms of Service

Effective Date: June 3, 2026

Introduction

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING OR OBTAINING ANY OF INTRINIO’S MATERIALS, INFORMATION, PRODUCTS OR SERVICES.

These Terms of Service (“Terms”) govern your use of our website, available at https://intrinio.com/ (the “Site”), and related products and services, including any content or information provided as part of or through the Site or such related products, services or websites (collectively with the Site, the “Services”), which are owned or operated by Intrinio, Inc., a Delaware corporation operating under the name Intrinio (“Intrinio”, “we”, “our” or “us”).

Our Privacy Policy, available at intrinio.com/privacy, is incorporated by reference into these Terms. Please read these Terms and the Privacy Policy carefully before you access the Services, as these Terms form a binding legal agreement between you and Intrinio.

These Terms may apply to you individually, the business or other legal entity user you represent, or both. If you are entering into these Terms, or using the Services, on behalf of a company or other legal entity, you hereby represent and warrant that you have the authority to enter into these Terms on behalf of such entity. By ordering, accessing, registering for or using the Services, you: (1) acknowledge that you have read and understand these Terms; (2) agree to be bound by them in their entirety, and (3) are entering into a legally binding agreement with us. As used in these Terms and unless separately identified as applicable to either an individual or entity, “you” and “your” refer to both you individually and the entity on behalf of which you are entering into these Terms.

IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE THE SERVICES. YOUR USE OF OUR SERVICES REQUIRES YOUR ACCEPTANCE OF THESE TERMS AS THEY MAY BE AMENDED FROM TIME TO TIME, INCLUDING THE POLICIES INCORPORATED BY REFERENCE HEREIN, WHICH INCLUDES THE INTRINIO PRIVACY POLICY.

Definitions

The following definitions apply throughout these Terms:

“Authorized Users” means individuals authorized by you to access the Services under your account, subject to the terms and conditions of these Terms and any applicable Order Form.

“Core Data Feeds” means the datasets and feeds designated by Intrinio as Core and made available through the Services, as updated from time to time in Intrinio's discretion.

“Data Feeds” means the financial data feeds, datasets, and related content made available by Intrinio through the Services, including the Core Data Feeds and any additional data feeds specified in an applicable Order Form.

“Display” means any external presentation, publication, or making available to any third party through any means, including websites, applications, dashboards, APIs, portals, reports, or other interfaces. “Non-Display” means use solely for internal purposes that does not involve any Display.

“Order Form” means a written ordering document executed by the parties that references these Terms and sets forth the specific Products, Data Feeds, pricing, usage rights, operational limits, and other terms applicable to your subscription.

“Products” means the data products, applications, tools, and related services offered by Intrinio through the Services, as described on the Site or in an applicable Order Form.

“Subscription Term” means the period during which you have an active subscription to the Services, including any renewal periods.

1. Overview of Services; Services Content

1.1. Overview of Services. Intrinio provides a financial data platform, together with related services and content. The Services include access to the Core Data Feeds, as well as related applications. Additional Products and Data Feeds beyond the Core Data Feeds may be made available pursuant to an applicable Order Form. In addition to the terms set forth herein, each Data Feed or application may describe its own restrictions and limitations (e.g. redistribution restrictions and API usage limitations) during the selection process, and such terms are hereby incorporated into these Terms by reference to the extent you select or otherwise access or use the corresponding Data Feed or application. Furthermore, additional or different permissions, restrictions, and service levels applicable to specific Products or services may be set forth in an applicable Order Form, which shall supplement and, to the extent expressly stated therein, supersede these Terms.

1.2. Services Content. Excluding User Content (defined below), all content made available through the Services (including, without limitation, all information and infrastructure, associated financial tools, data, investment write-ups, user information, data, newsletters, blog posts, general text, graphics, and their selection and arrangement, collectively, the “Services Content”) is the proprietary information of Intrinio. No Services Content may be modified, copied, distributed, reproduced, republished, downloaded, posted, transmitted, or sold in any form or by any means, in whole or in part, without Intrinio’s prior written permission in each instance, except as expressly permitted in an applicable Order Form. Provided that you are eligible for use and access of the Services and subject to the conditions of these Terms of Service, you are granted a limited license to access the Services Content and to download or print a copy of any portion of the Services Content to which you have properly gained access solely for your own use, provided that you keep all copyright or other proprietary notices intact. You may not upload or republish Services Content on any Internet, Intranet or Extranet site or incorporate the information in any other database or compilation, and any other use of the Services Content is strictly prohibited. You agree to abide by all additional copyright notices or restrictions contained in the Services Content.

2. Data Feeds

2.1. Overview. As noted above, Intrinio provides a financial data platform. Through such platform made available as part of the Services, you may order certain Data Feeds or applications. Each Data Feed and application may have its own specific terms applicable to such Data Feed or application, as set forth in an Order Form, if applicable. The data feeds and applications may include data made available by Intrinio or third-party publishers distributing data through Intrinio and the Intrinio Data Applications available on the Site (collectively, “Intrinio Data”). Accordingly, certain Data Feeds or applications may require you to enter into an agreement directly with the third-party provider of such Data Feed or application. In such event, you may not access such Data Feed or application without agreeing to such terms, which shall constitute a direct agreement between you and the third party. You acknowledge and agree that Intrinio is not a party to such agreement, and you hereby hold Intrinio harmless from all liability arising out of or relating to such agreement. “Intrinio Data Applications” means the Intrinio API, Intrinio Excel Add-In, and Intrinio Screener for Excel, and other web or software services or applications developed by Intrinio and made available to you that utilize or interact with the Intrinio Data, as well as any related documentation, source code, applications and other materials related thereto.

You are responsible for obtaining all necessary approvals from exchanges or third-party vendors, as applicable, including but not limited to approvals for accessing real-time options data and exchange-sourced pricing data; provided, however, that Intrinio shall provide reasonable assistance to you in identifying and navigating such approval requirements. Intrinio reserves the right to withhold delivery of data until proof of such approvals has been provided and verified. Intrinio further retains the right to suspend or revoke access without refund in the event that any required approval is subsequently revoked or expires.

2.2. Permitted and Prohibited Uses of Data Feeds and Products.

(a) Except to the extent expressly authorized in an executed Order Form, you may access and use the Services and Intrinio Data solely for your own internal purposes. You shall not, and shall not permit any third party to: (i) Display, publish, distribute, transmit, or otherwise make any Intrinio Data available to any third party, including through any website, application, dashboard, API, portal, report, or other means of Display; (ii) redistribute, sublicense, share, transfer, disclose, provide access to, or otherwise furnish any Intrinio Data to any third party; (iii) use any Intrinio Data for any commercial purpose, including in connection with any commercial product, service, application, website, software platform, SaaS offering, newsletter, consulting engagement, artificial intelligence system, or other revenue-generating activity; (iv) resell, remarket, license, sublicense, repackage, commercialize, monetize, or otherwise exploit any Intrinio Data; (v) use any Intrinio Data to create, support, or operate any competing data product, data service, or financial information offering; or (vi) permit any person other than your Authorized Users to access the Services or Intrinio Data.

(b) Commercialization, redistribution, Display, resale, sublicensing, and other third-party use rights are generally available only under Startup and Enterprise plans subject to an executed Order Form, and are limited to the scope expressly described in such Order Form. In the event of any conflict between these Terms and an executed Order Form, the Order Form shall control. If you exceed the API call rate limits for your subscription (as set forth in the applicable Order Form), Intrinio may limit or temporarily suspend your access until usage returns to permitted levels.

2.3. Use of Intrinio Data in AI and Machine Learning Systems. The restrictions set forth in Section 2.2 apply in full to any use of Intrinio Data in connection with artificial intelligence, machine learning, or automated systems, regardless of the technical architecture employed. No aspect of AI or machine learning technology shall be deemed to create an exception to, or exemption from, the data use restrictions set forth in these Terms. If your product or service is primarily designed or used to substantially replace the need for an Intrinio subscription, such use shall be deemed a violation of the applicable license terms.

Without limiting the foregoing, the following uses of Intrinio Data constitute redistribution or Display for purposes of these Terms and require applicable rights under an Order Form: (a) use of Intrinio Data in any AI or machine learning system that generates outputs containing, reproducing, or enabling the reconstruction of Intrinio Data, where such outputs are visible to, or accessible by, end users, customers, or the public; (b) transmission of Intrinio Data to any third-party AI model provider, large language model API, or externally hosted machine learning service, regardless of whether the resulting outputs are used internally; and (c) use of Intrinio Data to train, fine-tune, or otherwise embed data into any model or system capable of reproducing, approximating, or revealing the underlying Intrinio Data in its outputs.

For clarity, use of Intrinio Data in AI or machine learning systems is permitted under your existing license without additional rights only where (i) all outputs remain strictly internal to your organization and are not made available to any third party, and (ii) the AI or machine learning system is fully hosted and controlled within your own infrastructure, with no Intrinio Data transmitted to any external service provider.

3. Your Eligibility; Your Responsibility

To be eligible to use the Services, you represent and warrant that you: (i) are at least 18 years of age, or otherwise over the age of majority in the jurisdiction in which you reside; (ii) are not currently restricted from the Services and are not otherwise prohibited from having an account related thereto; (iii) will only provide accurate and complete information to Intrinio; (iv) have full power and authority to enter into these Terms and doing so will not violate any other agreement to which you are a party; and (v) will not violate any rights of Intrinio or a third party.

You assume all responsibility for your use of, and access to, the Services. Accounts are for a single user, company or other legal entity, as applicable. Any multiple-party use, other than individual use on behalf of a company or other legal entity, is prohibited. For example, sharing a login between non-entity individual users is prohibited.

4. Your Account; User Content

4.1. Accuracy. By registering for our Services, you represent and warrant that all information you submit to us is true, accurate, current and complete and that you will promptly notify us in writing if your information changes. It is your responsibility to keep your account and profile information accurate and updated. We are not responsible for any disputes or claims related to any inaccurate, incomplete, or untimely information provided by you to us.

4.2. Privacy. To use our Services, you must register with us and submit certain personally identifiable information. You expressly agree that we may collect, disclose, store and otherwise use your information in accordance with the terms of the Intrinio Privacy Policy, available at https://about.intrinio.com/privacy.

4.3. Your Account. The account you create and any related profile is owned by us. With regard to your account, you agree to: (i) keep your password secure and confidential; (ii) not permit others to use your account; (iii) not use the accounts of others; (iv) not transfer your account to another party; and (v) notify us of any actual or suspected unauthorized use of your account. You are responsible for any activity occurring under your account. You shall not: (i) select a username already used by another person; (ii) use a username in which another person has rights without such person’s authorization; or (iii) use a username or password that Intrinio, in its sole discretion, deems offensive or inappropriate. Intrinio reserves the right to deny creation of your account based on Intrinio’s inability to verify the authenticity of your registration information.

4.4. User Content. You are solely responsible for all data, information, and other content that you submit to or through the Services ("User Content"). You grant Intrinio a non-exclusive, worldwide, royalty-free license to use, copy, store, and process User Content solely as necessary to provide, maintain, and improve the Services. Intrinio assumes no responsibility for the accuracy, completeness, or legality of User Content.

4.5. Feedback. You may from time to time identify problems, solutions to identified problems, provide suggestions, comments or other feedback related to our Services or otherwise relating to Intrinio (“Feedback”) to Intrinio. You acknowledge and agree that all Feedback is and shall be given entirely voluntarily and Intrinio shall be free to use or disclose such Feedback for any purpose. You further acknowledge and agree that your Feedback does not contain confidential or proprietary information and you are not entitled to any compensation or reimbursement of any kind from Intrinio under any circumstances relating to such Feedback.

5. Personal Use; Limited License; Ownership

Subject to these Terms and any applicable Order Form, Intrinio grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license during the Subscription Term to access and use the Services and Intrinio Data solely as expressly permitted by these Terms and any applicable Order Form.

The Services, Intrinio Data, software, documentation, and related intellectual property are licensed, not sold, and remain the exclusive property of Intrinio and its licensors. Except for the limited rights expressly granted herein, Intrinio reserves all rights not expressly granted. You shall not remove or alter any copyright, trademark, or proprietary notices and shall not acquire any ownership interest in the Services, Intrinio Data, or related intellectual property through use of the Services. Unauthorized use of the Services may result in suspension or termination of access and any other remedies available at law or in equity.

Intrinio is not liable for the loss, corruption, alteration, or removal of any content transmitted using the Services, and by using the Services you expressly waive the right to seek damages and agree to hold Intrinio harmless for any such loss. You are solely responsible for retaining all records and reconciling all transaction information relating to your use of the Services.

6. Fees; Payment Terms

If you purchase any Services that we offer for a fee (“Paid Services”), you agree to pay the applicable fees for the Paid Services when due plus all related taxes. Customer is responsible for determining and paying all taxes arising from its purchase or use of the Services, except taxes imposed on Intrinio's net income, property, or employees. If applicable law requires Intrinio to collect or remit any such taxes, Customer shall promptly pay those amounts upon invoice.

Unless otherwise denoted, all fees are assessed in U.S. dollars. You also agree that Intrinio and its third-party service providers providing payment processing services may store your payment information. We may charge your payment information for subsequent charges you authorize, such as account upgrades or other special charges authorized by you. If the payment method you use with us reaches its expiration date and you do not edit the applicable information or cancel such Paid Service, you authorize us to continue billing that payment method and you remain responsible for any uncollected amounts. Unless otherwise set forth on an applicable Order Form or other ordering document incorporating these Terms, the Services are billed in advance on an annual, quarterly, or monthly basis (as specified in the applicable Order Form) and are non-refundable. Quoted prices include a discount for customers that enroll in automatic payment; customers opting not to use automatic payment will pay ten percent (10%) more than quoted prices unless otherwise specified in an Order Form. Your subscription shall automatically renew for successive twelve (12) month periods unless either party gives prior written notice to the other party at least thirty (30) days prior to the end of the then-current term. Upon each annual renewal, pricing will automatically increase by five percent (5%) unless Intrinio notifies you of a greater increase prior to the corresponding renewal date, in which case such greater increase shall take effect upon renewal. In the event that any exchange, data provider, or other third party imposes new or increased fees related to data accessed through the Services after the commencement of your subscription, Intrinio reserves the right to pass through such fees to you or adjust pricing accordingly upon reasonable notice. You may terminate your subscription at any time; however, you shall retain access to the Paid Services for the remainder of the then-current Subscription Term and shall remain liable for all payments over the course of such term. Any invoice not paid when due shall be subject to a one-time late fee of One Hundred Dollars ($100.00). In addition, all overdue amounts, including any applicable late fees, shall accrue interest from the due date until paid in full at the rate of eighteen percent (18%) per annum or, if lower, the maximum rate permitted by applicable law. Customer shall also reimburse Intrinio for all reasonable costs of collection, including attorneys’ fees and expenses, incurred in collecting overdue amounts.

Failure to pay may result in the termination of your subscription. You may cancel or suspend your Paid Services by contacting Intrinio at support@intrinio.com. Unless expressly stated to the contrary, we do not guarantee refunds for lack of usage, dissatisfaction or any other reason.

Paid Services may be subject to additional terms, in addition to these Terms, related to the provision of the Paid Service.

7. Account Review and Audit

Intrinio reserves the right to conduct an account review at any time during the term to confirm that your use case and project scope remain compliant with these Terms and the applicable Order Form, which review may result in modifications to pricing or service scope upon reasonable notice. Intrinio further reserves the right to audit your use of the Services during the term and for one (1) year thereafter to verify compliance with these Terms and any applicable Order Form, including with respect to redistribution and display restrictions, seat and license usage, API call rate limits, commercialization restrictions, and applicable exchange or third-party approval requirements. You shall maintain accurate and complete records reasonably necessary to demonstrate compliance with these Terms and any applicable Order Form, and shall retain such records for the duration of the term and for one (1) year thereafter. You agree to cooperate with any such review or audit and provide reasonably requested information and access.

Intrinio AI Use Policy

Intrinio supports and encourages the use of its data in artificial intelligence and machine learning applications. This policy clarifies how Intrinio data may be used in AI systems while protecting data integrity, licensing compliance, and commercial value.

The goal is simple: enable innovation without turning Intrinio into an unlicensed data source embedded inside someone else’s product.

Core Principles

  1. AI is not special; usage is what matters. Whether a system is rule-based, statistical, or agentic, it is treated the same. An “AI agent” is functionally equivalent to a software application or engineer acting on data.
  2. Internal vs external is the primary boundary.
  3. The most important distinction is whether Intrinio data (or outputs derived from it) leave your organization.
  4. Control of data exposure is critical. Any system that exposes, leaks, or could reconstruct Intrinio data externally is treated as redistribution.
  5. AI systems are non-deterministic. Because AI systems cannot reliably guarantee that original data will not be reproduced, stricter rules apply when outputs are shared externally.

Allowed Use Cases (No Additional Licensing Required)

Internal AI Usage

Permitted when both of the following are true:

  • Outputs are used only by employees or internal team members.
  • The AI system is fully controlled by your organization (no third-party model providers receiving raw data).

Examples:

  • Internal copilots for analysts or traders.
  • Internal research assistants using Intrinio data.
  • Internal automated trading or alerting systems.
  • Internal forecasting, modeling, or risk tools.
  • AI agents acting as “virtual engineers” interacting with APIs internally.

Key point: if the AI behaves like an internal tool or employee, it is allowed under standard licensing.

Restricted Use Cases (Require Additional Licensing)

External-Facing AI Systems

If either of the following is true:

  • Outputs are visible to customers, users, or the public.
  • Intrinio data is sent to or processed by third-party AI providers.

Then you are operating in a redistribution context, and additional rights are required.

Examples:

  • AI-powered financial assistants or chatbots for customers.
  • Investment tools that generate insights based on Intrinio data.
  • SaaS platforms exposing AI-generated outputs derived from Intrinio.
  • APIs that return AI-processed financial data.
  • Any product where users can query or interact with Intrinio-backed data.

Display Requirements

If Intrinio data or AI-generated outputs are shown externally:

  • A display license is required.
  • Applies whether data is raw, aggregated, transformed, or AI-generated.

Important: AI-generated output does not automatically qualify as “derived” or exempt from display licensing.

Redistribution Rules

Not Allowed Without Explicit Agreement
  • Reselling Intrinio data in any form.
  • Embedding Intrinio data into datasets, models, or APIs for third-party use.
  • Training models intended for resale or external access using Intrinio data.
  • Creating competing data products from Intrinio data.

Derived vs Original Data (AI-Specific Guidance)

This is where most companies get it wrong.

Intrinio’s Position

If an AI system can reproduce, approximate, or reveal Intrinio data in a way that a user could infer or reconstruct the original data, it is treated as original data redistribution, not purely derived output.

Why

AI systems:

  • Are non-deterministic.
  • Cannot guarantee non-regurgitation of training or input data.
  • May expose underlying data unintentionally.

Real-world precedent: ongoing litigation around AI copilots and data reproduction.

Practical Implication

If your system uses Intrinio data and exposes outputs externally, you must assume original data redistribution rights are required.

Third-Party AI Providers (Critical Rule)

If Intrinio data is sent to OpenAI, Anthropic, Google, or any non self-hosted LLM or external AI API:

  • That data is no longer considered fully private or controlled.
  • It is treated as potentially exposed outside your organization.

Result: this automatically shifts usage into external/redistribution territory, even if the output is only shown internally and the intent is internal use.

Agentic AI and Autonomous Systems

Agentic systems (AI agents acting independently) are treated based on where their outputs go, not how they operate.

Allowed for Internal Use
  • Internal agents executing workflows.
  • Internal automation interacting with APIs.
  • Internal decision-making systems.
Requires Redistribution Rights
  • Agents interacting with customers.
  • Agents generating user-facing outputs.
  • Agents embedded in commercial products.

Gray Area: Derivative Products

Intrinio supports innovation in derivative applications, with guardrails.

Allowed
  • Insights, signals, scores, or predictions.
  • Aggregations that are guaranteed not to expose underlying data.
  • Transformations that cannot be reverse-engineered.
Not Allowed
  • Outputs that closely mirror raw data.
  • Tools that allow users to reconstruct Intrinio datasets.
  • Pricing models that effectively resell Intrinio data at a markup.

Simple rule: if your product replaces the need for Intrinio, it likely violates the license.

Simple Decision Framework

Use this internally and with customers:

  1. Are outputs strictly internal?
  2. Is the AI system fully self-hosted (no third-party models)?
  • If YES to both: internal use allowed.
  • If NO to either: external/redistribution rules apply.

8. Acceptable Use Policy

You agree to comply with all applicable laws and regulations in connection with your use of the Services. You may not use the Services to post or transmit any illegal material, including without limitation any transmissions that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law or regulation.

Without limiting the foregoing, you shall not: (a) attempt or effect any unauthorized access to or use of any computers, machines, or networks; (b) introduce malicious programs into the Services, network, or servers, including viruses, worms, Trojan horses, or similar harmful code; (c) engage in any monitoring or interception of data not intended for you without authorization; (d) attempt to circumvent authentication or security of any host, network, or account without authorization; (e) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code for any underlying intellectual property used to provide the Services; (f) use any method, software, or program designed to collect identity information, authentication credentials, or other information from the Services; (g) duplicate, license, sublicense, publish, broadcast, transmit, distribute, perform, Display, sell, rebrand, or otherwise transfer information found on the Services except as permitted in these Terms or applicable Order Form; (h) transmit or upload material that is abusive, indecent, defamatory, harassing, obscene, or menacing, or that constitutes a breach of confidence, privacy, intellectual property or similar third-party rights; (i) falsify user identification information or impersonate any person or entity; or (j) use the Services for any unlawful purposes.

Violation of this section may result in the termination of your account, prohibition on use of the Services, and further legal action. Intrinio reserves the right to limit or suspend your use of or access to the Services, in its sole discretion, in order to maintain the performance and availability of the Services and to enforce these Terms.

9. Right to Restrict or Terminate Access

Intrinio may deny or restrict your access to all or part of the Services without notice in its reasonable discretion if it deems that you have engaged in any conduct or activities that Intrinio in its reasonable discretion believes violates the letter or spirit of any of these Terms. If Intrinio denies or restricts your access to the Services because of such a violation, you shall have no right to obtain any refund or credit for the subscriptions fees you have paid.

Either party may terminate these Terms upon written notice if the other party materially breaches any provision of these Terms (including, for clarity, any applicable Order Form) and fails to cure such breach within thirty (30) days after receiving written notice thereof. In the event of termination by you due to Intrinio’s uncured material breach, Intrinio shall refund to you a pro rata portion of any prepaid fees corresponding to the unused portion of the then-current term as of the effective date of termination. In the event of termination by Intrinio due to your uncured material breach, including but not limited to non-payment or use of the data in a manner not compliant with these Terms, Intrinio may immediately suspend or terminate your access to the Services. No refunds shall be due in such case except as required by applicable law. You may also terminate these Terms by terminating your use of the Services and any related account, subject to the payment obligations set forth in Section 6. Intrinio may also terminate these Terms immediately without notice if you engage in conduct that Intrinio reasonably believes violates these Terms or is harmful to other users, Intrinio, or third parties, or for any other reason with thirty (30) days’ prior written notice.

Any sections or terms which by their nature should survive or are otherwise necessary to enforce the purpose of these Terms, will survive the termination of these Terms and termination of the Services. Termination of these Terms or the Services does not relieve you from your obligation to pay Intrinio any amounts owed to Intrinio.

10. Security

You acknowledge and agree that you are solely responsible for protecting your password and other personal information and for the consequences of not protecting such data. Access to our Services and to certain online transactions may involve the use of identification numbers, passwords, payment accounts or other individualized nonpublic information (“Private Documentation”). You shall use your best efforts to prevent unauthorized use of our Services, your account, or of any Private Documentation, and shall promptly report to Intrinio any suspected unauthorized use or other breach of security. You shall be responsible for any unauthorized use of your account, identification numbers or passwords. Intrinio shall not be liable for any unauthorized use of payment accounts. If the computer system on which you accessed the Service is sold or transferred to another party, you warrant and represent that you will delete all cookies and software files obtained through use of the Services.

11. Disclaimers

Actual service coverage, speeds, locations and quality may vary. Intrinio will attempt to provide the Services at all times, except for limited periods for maintenance and repair. However, the Services may be subject to unavailability for a variety of factors beyond our control including emergencies, third-party service failures, transmission, equipment or network problems or limitations, interference, signal strength, and may be interrupted, limited or curtailed. Delays or omissions may occur. We are not responsible for data, messages or pages lost, not delivered, delayed or misdirected because of interruptions or performance issues with the Services or communications services or networks. We may impose usage or Services limits, suspend the Services, or block certain kinds of usage in our sole discretion to protect users or the Services. The accuracy and timeliness of data received is not guaranteed.

Intrinio is not a registered investment advisor or broker/dealer. You are advised that the material contained herein should be used solely for informational purposes. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Neither Intrinio nor its other users will be liable for any loss or damage caused by a reliance on information obtained in any Services Content or User Content.

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. ALL SITE CONTENT AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, NONINFRINGEMENT, AVAILABILITY OR ACCURACY OF INFORMATION. INTRINIO DOES NOT WARRANT THAT THE SERVICES WILL BE AVAILABLE, WILL MEET YOUR REQUIREMENTS OR WILL OPERATE IN AN UNINTERRUPTED, ERROR-FREE OR COMPLETELY SECURE MANNER OR THAT ERRORS OR DEFECTS WILL BE CORRECTED. INTRINIO DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, IN TERMS OF THEIR ACCURACY, RELIABILITY, TIMELINESS, COMPLETENESS, OR OTHERWISE.

SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES OR CONDITIONS, OR ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, INTRINIO’S WARRANTIES AND CONDITIONS WITH RESPECT TO THE SERVICES WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW IN SUCH JURISDICTION.

12. Limitation of Liability

UNDER NO CIRCUMSTANCES WILL INTRINIO, ITS AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS OR OTHER THIRD PARTY PARTNERS (“INTRINIO PARTIES”) BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF OUR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY; INCLUDING WITHOUT LIMITATION DAMAGES RESULTING FROM LOST PROFITS, LOST DATA, LOSS OF BUSINESS OR BUSINESS INTERRUPTION, WHETHER DIRECT OR INDIRECT, ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF OUR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY. YOUR SOLE AND EXCLUSIVE REMEDY UNDER THIS AGREEMENT SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE SERVICES.

AN INTRINIO PARTY’S TOTAL CUMULATIVE LIABILITY SHALL IN NO EVENT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID INTRINIO FOR YOUR USE OF THE SERVICES IN THE PRIOR THREE (3) MONTHS; AND (B) THE SUM OF ONE HUNDRED (100) US DOLLARS.

IN NO EVENT SHALL INTRINIO BE LIABLE FOR ANY INVESTMENT GAIN/LOSS YOU INCUR DURING YOUR INVESTMENT IN THE STOCK MARKET. INVESTING IN STOCKS IS RISKY. THE PAST PERFORMANCES OF ANY PERSON(S) DO NOT GUARANTEE THEIR FUTURE PERFORMANCES.

SOME STATES OR JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY. IN SUCH STATES OR JURISDICTIONS, THE INTRINIO PARTIES’ LIABILITY TO YOU SHALL BE LIMITED TO THE FULL EXTENT PERMITTED BY LAW.

EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS TO ALLOCATE THE RISKS OF THIS AGREEMENT BETWEEN THE PARTIES. THIS ALLOCATION IS REFLECTED IN THE PRICING OFFERED BY INTRINIO TO YOU AND IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 12 WILL APPLY NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY IN THIS AGREEMENT.

13. Investment Risk; No Solicitation of Advice

An investment in stocks could lose money over short or even long periods. You should expect stocks prices and returns may have large range fluctuations.

NO GUARANTEE CAN BE MADE IF YOU INVEST BASED ON THE INFORMATION PROVIDED ON THIS SITE.

You specifically acknowledge that none of the Intrinio Parties will be held liable for losses or gains arising out of or relating to your use of the Services. You acknowledge that your investment decisions or recommendations are made entirely at your election.

14. Indemnity

You agree to defend, indemnify and hold the Intrinio Parties harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party arising out of or relating to (i) any violation of these Terms by you; (ii) User Content or any other content or material you submit or otherwise transmit through our Services; (iii) your violation of any rights of another; or (iv) your use of the Services. Intrinio reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to defense by you.

15. Copyright Protected Materials

Intrinio respects the intellectual property rights of others and expects that you do the same. It is our policy to terminate, in appropriate circumstances, the accounts of subscribers who infringe the copyrights of others. You may not upload, download, post, publish, transmit, reproduce, or distribute in any way, files, material, information, software or other material obtained through the Services that is protected by copyright or other proprietary right or derivative works with respect thereto, without obtaining permission of the copyright owner or other right holder. Intrinio has the right, but not the obligation, to remove from the Services any files, material, information, software or other material Intrinio believes is or may be, in its sole discretion, infringing or otherwise in violation of the rights of others.

We respond to notices of alleged copyright infringement and terminate accounts of repeat infringers according to the process set out in the U.S. Digital Millennium Copyright Act. If you believe in good faith that your copyright has been infringed, please provide a written communication regarding such belief to: admin@intrinio.com.

16. Dispute Resolution

Excluding claims for injunctive or other equitable relief, for any claim where the total amount of the award sought is less than $10,000, the party requesting relief may elect to resolve the dispute through binding non-appearance-based arbitration. In the event a party elects arbitration, they shall initiate such arbitration through an established alternative dispute resolution provider mutually agreed upon by the parties. The arbitration shall be conducted by telephone, online or be solely based on written submissions; the specific manner shall be chosen by the party initiating the arbitration. The arbitration shall not require any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties. Any judgment on the award rendered by the arbitrator shall be final and may be entered in any court of competent jurisdiction. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration each party waives any right to a jury trial.

17. Electronic Notices and Disclosures

You acknowledge and agree that Intrinio may provide notices and other disclosures to you electronically by posting such notices or other disclosures on Intrinio’s website or by emailing it to you at any email address provided to Intrinio by you. Such notices or other disclosures shall be considered received by you following the posting on the website or twenty-four (24) hours following the email being sent to you, as applicable. Any such electronic notice or other disclosure shall have the same effect and meaning as if it had been provided to you as a paper copy.

18. Changes to the Terms

We may add to, change or remove any part of these Terms, at any time without prior notice to you other than listing of a later effective date than the one set forth at the top of these Terms. Such modification shall be effective immediately upon posting at the Site. As your next visit to the Site or use of the Services may be governed by different Terms, we encourage you to look for a new effective date on these Terms when you visit the Site or use the Services. It is your responsibility to check these Terms periodically for changes. If we make any material changes to these Terms, we will endeavor to provide registered users with additional notice of any changes, such as at your e-mail address of record or when you log-in to your account.

Your use or continued use of the Services following the posting or notice of any changes to these Terms or any other posted policies shall constitute your acceptance of the changed Terms or policies.

19. Third-Party Terms & Content

We do not control, and we are not responsible for third-party data, content, services, or products (including software) that you access, download, receive or buy while using the Services. We may, but do not have any obligation to, block information, transmissions or access to certain information, services, products or domains to protect the Services, our network, the public or our users. We are not responsible for the content, accuracy, timeliness or delivery of any opinions, advice, statements, messages, services, graphics, data or any other information provided to or by third parties as accessible through the Service.

From time to time, the Services may contain references or links to third-party materials not controlled by Intrinio or its suppliers or licensors. Intrinio provides such information and links as a convenience to you and should not be considered endorsements of such sites or any content, products or information offered on such sites. You acknowledge and agree that Intrinio is not responsible for any aspect of the information or content contained in any third party materials or on any third party sites accessible or linked to the Services. You are responsible for evaluating whether you want to access or use a third party sites. Accordingly, if you decide to use third party sites, you do so at your own risk. You should review any applicable terms or privacy policy of a third party sites before using it or sharing any information.

20. Miscellaneous

These Terms, along with any rules, guidelines, or policies published on the Intrinio homepage constitute the entire agreement between Intrinio and you with respect to your use of our Services. If there is any conflict between the Terms and any other rules or instructions posted on the Services, the Terms shall control. No amendment to these Terms by you shall be effective unless agreed to in writing by Intrinio. Notwithstanding the foregoing, Intrinio reserves the right, in its sole discretion, to modify these Terms or the policies referenced herein at any time as set forth above. These Terms shall be governed by, and construed in accordance with, the laws of the state of Florida, without reference to its choice of law rules. You agree that Intrinio shall be entitled to apply for injunctive remedies or other equitable relief in any jurisdiction. Subject to any applicable law to the contrary, you agree that any cause of action arising out of or related to the use of our Services must be commenced within one (1) year after the cause of action accrues, or such action will be permanently barred. If any portion of these Terms is found to be unenforceable or invalid for any reason, that provision will be limited or eliminated to the minimum extent necessary so that the rest of these Terms will otherwise remain in full force and effect. You may not assign your rights or obligations under these Terms without the prior written consent of Intrinio. Intrinio may freely assign or transfer these Terms, or any of its rights or obligations hereunder, without your consent, including in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets. Any attempted assignment in violation of this section shall be null and void. These Terms shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns. Neither party shall be liable for any failure or delay in performance (other than payment obligations) caused by events beyond its reasonable control, including natural disasters, pandemics, war, terrorism, government actions, power or telecommunications failures, or third-party infrastructure outages. The affected party shall provide prompt notice and use commercially reasonable efforts to mitigate the impact. If the event continues for more than sixty (60) days, either party may terminate these Terms upon written notice. Intrinio’s failure to insist upon or enforce any provision of these Terms shall not be construed as a waiver of any provision or right. Any sections or terms which by their nature should survive or are otherwise necessary to enforce the purpose of these Terms, will survive the termination of these Terms and termination of the Services. All headings included in these Terms are included for convenience only, and shall not be considered in interpreting these Terms. These Terms do not limit any rights that Intrinio may have pursuant to any intellectual property laws or any other laws. All rights and remedies available to Intrinio, pursuant to this Agreement or otherwise, at law or in equity, are cumulative and not exclusive of any other rights or remedies that may be available to Intrinio. In no event shall you seek or be entitled to rescission, injunctive or other equitable relief, or to enjoin or restrain the operation of the Services, or any other materials issued in connection therewith, or exploitation of the Services or any content or other material used or displayed through the Services. Except as otherwise expressly set forth herein, there shall exist no right of any person, other than you and Intrinio, to claim a beneficial interest in these Terms or any rights occurring by virtue of these Terms. No independent contractor relationship, partnership, joint venture, employer-employee or franchise relationship is created by this Agreement.

If you have any questions, complaints, or claims, you may contact Intrinio at 3110 1st Avenue North, Suite 2M, PMB 1001, Saint Petersburg, FL 33713.